Wisconsin Insurance License
The Wisconsin insurance license exam, in plain numbers.
Everything below is specific to Wisconsin — the pass mark, the question counts, who runs the exam, and what the state requires before and after you sit it.
What you need to pass in Wisconsin
| Edition | Scored questions | Correct to pass | Pass mark | Misses allowed |
|---|---|---|---|---|
| Life & Health | 100 | 70 | 70% | 30 |
| Life only | 100 | 70 | 70% | 30 |
| Health only | 100 | 70 | 70% | 30 |
Administered by Prometric for the Wisconsin Office of the Commissioner of Insurance. Time limit: 2 hours per exam. Roughly 25 of the scored questions (25%) come from Wisconsin law — the block national courses cover most lightly.
Prelicensing
Required for an original resident license and for additional major lines. Commonly described as 24 hours for a combined Life and Health path and 12 hours for Life only or Health only. Exemptions apply to the limited lines of title and credit, and to candidates holding a two-year Wisconsin vocational school degree in insurance or a four-year college degree in business with an insurance emphasis. A proctored prelicensing exam must also be passed where applicable.
Continuing education
Commonly 24 hours every two years including an ethics component, under Chapter Ins 28 of the Wisconsin Administrative Code, which applies to all intermediaries licensed in Wisconsin. Confirm the current OCI figure.
License term
biennial, tied to the producer's birth date
Regulator
The Wisconsin Office of the Commissioner of Insurance oversees licensing, headed by a Commissioner of Insurance appointed by the Governor.
Wisconsin Insurance Security Fund
If an insurer fails, these are the limits that apply to Wisconsin policyholders. Verified against the NOLHGA state-by-state table dated 1 June 2025.
| What is protected | Limit |
|---|---|
| Life insurance death benefit | $300,000 |
| Life insurance cash surrender value | $300,000 |
| Hospital, medical, surgical, or major medical | $500,000 |
| Disability income and long-term care | $300,000 |
| Other health insurance benefits | $300,000 |
| Annuity benefits (present value) | $300,000 |
The Study Guide
Written for Wisconsin, not for everyone.
Every rule explained in ordinary English before the terminology arrives. If two things are easy to confuse, we tell them apart in a sentence. No insurance background assumed.
You get two PDFs: a study guide that teaches the material, and a practice exam whose answer key explains why each answer is right. Printable flashcards, a master sheet of every number worth memorizing, and a four-week study plan are included.
Twisting versus churning. Twisting involves lying to move a customer, usually to a different company. Churning happens inside the same company and is about generating commission. If the question mentions misrepresentation, it is twisting. If it mentions the same insurer, it is churning.
Wisconsin insurance exam questions, answered
How many questions are on the Wisconsin insurance license exam?
The combined life and health exam has 100 scored questions. You need 70 correct to pass at 70%, which means you can miss 30.
What is the passing score for the Wisconsin insurance exam?
70%. That works out to 70 correct answers out of 100 scored questions.
Who administers the Wisconsin insurance license exam?
Prometric, on behalf of the Wisconsin Office of the Commissioner of Insurance.
Does Wisconsin require prelicensing education?
Required for an original resident license and for additional major lines. Commonly described as 24 hours for a combined Life and Health path and 12 hours for Life only or Health only. Exemptions apply to the limited lines of title and credit, and to candidates holding a two-year Wisconsin vocational school degree in insurance or a four-year college degree in business with an insurance emphasis. A proctored prelicensing exam must also be passed where applicable.
How much continuing education does Wisconsin require?
Commonly 24 hours every two years including an ethics component, under Chapter Ins 28 of the Wisconsin Administrative Code, which applies to all intermediaries licensed in Wisconsin. Confirm the current OCI figure.
Is there a Wisconsin life-only or health-only exam?
Yes. Life only is 100 scored questions, 70 to pass, Health only is 100 scored questions, 70 to pass.
How much does a Wisconsin study guide cost?
A single-line guide is $9.99 and the combined life and health guide is $19.99. Each includes a study guide and a practice exam with a full answer key.
These are independent study aids. They are not state-approved prelicensing education courses and do not satisfy any state prelicensing requirement. They are not affiliated with any exam vendor or state insurance regulator. All practice questions are original. We publish no pass-rate claim and make no guarantee of any exam result. Content verified as of August 2026 — confirm current requirements with the Wisconsin Office of the Commissioner of Insurance.