Enrollment Technology Services
Licensing material written so you can actually understand it.
Most study guides hand you a wall of definitions and wish you luck. Ours explain every rule in ordinary English first, then give you the term for it — written for your state, and for the exam you are actually sitting.
Pick your state and we will show you which editions exist there — Life only, Health only, or the combined guide — because not every state offers a single-line exam.
How It Reads
Four passages, straight from the guides.
No rewriting for the website — this is the actual text. These examples are from the Georgia edition; every state edition is written the same way.
Domestic. Formed in Georgia. Foreign. Formed in another U.S. state. Alien. Formed in another country. Memory hook. Foreign sounds like another country but it means another state. Alien means another country. People miss this one constantly because the ordinary English meaning is backwards from the insurance meaning.
Twisting versus churning. Twisting involves lying to move a customer, usually to a different company. Churning happens inside the same company and is about generating commission. If the question mentions misrepresentation, it is twisting. If it mentions the same insurer, it is churning.
Elimination period. Think of it as a deductible measured in time. A longer wait means a cheaper policy. Benefits are not paid retroactively for those days.
You do not need to master this material. You do not need to be perfect, or anywhere close to perfect. You need to be solid on the parts that carry the most questions and stop losing easy points to a handful of predictable tricks. That is the entire plan, and it is very achievable.
What You Get
Two documents, and no subscription.
Everything needed to prepare, in a single download — nothing to renew, nothing to log into.
Teaches the material
Policies, provisions, riders, annuities, health plans, Medicare and long-term care — each built up from plain language rather than assumed. Plus a master sheet of every number worth memorizing and printable flashcards you can cut out.
Checks the material
A full timed exam matched to your state's real question count and pass mark, with an answer key that explains why each answer is right, tagged by section. A wrong answer tells you which page to go back to.
A week-by-week route
What to study, in what order, and how to practice it. Written for someone fitting this around a job, not someone with a free month.
Pricing
Life $9.99 · Health $9.99 · Combined $19.99
One state, one edition, one payment. The combined guide costs exactly what the two single-line guides cost together, so you are never penalized for buying the format that matches your exam.
Questions
Straight answers.
Are these study guides easy to understand?
That is the point of them. Every rule is explained in ordinary English before any terminology is used, difficult pairs of terms are set side by side and told apart in a sentence, and abstract ideas are given a concrete comparison. Nothing is left as a definition you are expected to simply absorb.
How much do the guides cost?
A Life-only guide is $9.99 and a Health-only guide is $9.99. The combined Life and Health guide is $19.99. Each is for one state, sold one at a time.
Should I buy Life only, Health only, or Combined?
Buy the edition that matches the exam you are actually sitting. If you are taking a combined Life and Health exam, buy Combined. If your state offers a single-line exam and you only intend to sell one product type, the single-line guide is shorter, cheaper and covers exactly what you will be tested on.
Why does my state not offer a Life-only or Health-only guide?
Because that state does not offer that exam. Some states test only a combined Life, Accident and Health license, so there is no single-line exam to prepare for. We do not sell a guide for an exam you cannot sit.
What is included?
Two PDFs. A study guide that teaches the material, and a practice exam with a full answer key that explains why each answer is right. Printable flashcards, a master sheet of key numbers and a four-week study plan are inside the study guide.
Do I need any insurance background to use these?
No. The guides assume you are starting from nothing. Terms are introduced in plain language and built up gradually rather than assumed.
Which states are covered?
All 50 states plus the District of Columbia in the combined edition. Single-line editions are available wherever the state offers a single-line exam.
Is this a state-approved prelicensing course?
No. These are independent study aids. They do not satisfy any state prelicensing education requirement. Where your state requires prelicensing education, you must complete an approved course separately in order to sit for the exam.
How are the guides delivered?
As a download sent to the email address used at checkout. There is no shipping and no subscription.
Do you guarantee I will pass?
No. These guides are a study aid. We publish no pass-rate claim and make no guarantee of any exam result.
These are independent study aids. They are not state-approved prelicensing education courses, and completing them does not satisfy any state prelicensing requirement. They are not affiliated with any exam vendor or state insurance regulator. All practice questions are original and are not drawn from live exam banks. We publish no pass-rate claim and make no guarantee of any exam result. Content verified as of August 2026; rules change, and each guide names the department to confirm with.
Ready to pass the exam in front of you?
Pick your state, pick the edition that matches your exam, and start reading in the next five minutes.
Call (256) 904-7878 · sales@enrollmenttech.net · Instant download, no subscription