Nevada Insurance License
The Nevada insurance license exam, in plain numbers.
Everything below is specific to Nevada — the pass mark, the question counts, who runs the exam, and what the state requires before and after you sit it.
What you need to pass in Nevada
| Edition | Scored questions | Correct to pass | Pass mark | Misses allowed |
|---|---|---|---|---|
| Life & Health | 144 | 101 | 70% | 43 |
Administered by Pearson VUE for the Nevada Division of Insurance. Time limit: 3 hours 35 minutes. Roughly 44 of the scored questions (31%) come from Nevada law — the block national courses cover most lightly.
Prelicensing
20 hours of education per line of authority. Candidates must satisfactorily complete an approved course in the fields of insurance for which they apply before they may be licensed. NRS 683A.291 exempts a producer previously licensed for the same lines in another state from education and examination.
Continuing education
NAC 683A.330 requires certification of 30 HOURS of approved continuing education within the THREE-YEAR period before renewal, of which 3 hours must be ethics, and the hours must relate to the lines held. Some commercial sources describe 24 hours biennially; the administrative code is the better authority, so confirm with the Division.
License term
renewed on the Division's cycle; CE is measured over a 3-year look-back
Regulator
The Nevada Division of Insurance oversees licensing, headed by a Commissioner of Insurance leading the Division of Insurance within the Department of Business and Industry.
Nevada Life and Health Insurance Guaranty Association
If an insurer fails, these are the limits that apply to Nevada policyholders. Verified against the NOLHGA state-by-state table dated 1 June 2025.
| What is protected | Limit |
|---|---|
| Life insurance death benefit | $300,000 |
| Life insurance cash surrender value | $100,000 |
| Hospital, medical, surgical, or major medical | $500,000 |
| Disability income and long-term care | $300,000 |
| Other health insurance benefits | $100,000 |
| Annuity benefits (present value) | $250,000 |
The Study Guide
Written for Nevada, not for everyone.
Every rule explained in ordinary English before the terminology arrives. If two things are easy to confuse, we tell them apart in a sentence. No insurance background assumed.
You get two PDFs: a study guide that teaches the material, and a practice exam whose answer key explains why each answer is right. Printable flashcards, a master sheet of every number worth memorizing, and a four-week study plan are included.
Twisting versus churning. Twisting involves lying to move a customer, usually to a different company. Churning happens inside the same company and is about generating commission. If the question mentions misrepresentation, it is twisting. If it mentions the same insurer, it is churning.
Nevada insurance exam questions, answered
How many questions are on the Nevada insurance license exam?
The combined life and health exam has 144 scored questions. You need 101 correct to pass at 70%, which means you can miss 43.
What is the passing score for the Nevada insurance exam?
70%. That works out to 101 correct answers out of 144 scored questions.
Who administers the Nevada insurance license exam?
Pearson VUE, on behalf of the Nevada Division of Insurance.
Does Nevada require prelicensing education?
20 hours of education per line of authority. Candidates must satisfactorily complete an approved course in the fields of insurance for which they apply before they may be licensed. NRS 683A.291 exempts a producer previously licensed for the same lines in another state from education and examination.
How much continuing education does Nevada require?
NAC 683A.330 requires certification of 30 HOURS of approved continuing education within the THREE-YEAR period before renewal, of which 3 hours must be ethics, and the hours must relate to the lines held. Some commercial sources describe 24 hours biennially; the administrative code is the better authority, so confirm with the Division.
Is there a Nevada life-only or health-only exam?
No. Nevada tests life and health together as one combined exam, so there is no single-line edition.
How much does a Nevada study guide cost?
A single-line guide is $9.99 and the combined life and health guide is $19.99. Each includes a study guide and a practice exam with a full answer key.
These are independent study aids. They are not state-approved prelicensing education courses and do not satisfy any state prelicensing requirement. They are not affiliated with any exam vendor or state insurance regulator. All practice questions are original. We publish no pass-rate claim and make no guarantee of any exam result. Content verified as of August 2026 — confirm current requirements with the Nevada Division of Insurance.