Alaska Insurance License
The Alaska insurance license exam, in plain numbers.
Everything below is specific to Alaska — the pass mark, the question counts, who runs the exam, and what the state requires before and after you sit it.
What you need to pass in Alaska
| Edition | Scored questions | Correct to pass | Pass mark | Misses allowed |
|---|---|---|---|---|
| Life & Health | 90 | 63 | 70% | 27 |
| Life only | 90 | 63 | 70% | 27 |
Administered by Pearson VUE for the Alaska Division of Insurance. Time limit: 2 hours 15 minutes. Roughly 50 of the scored questions (36%) come from Alaska law — the block national courses cover most lightly.
Prelicensing
Available guidance does not set a prelicensing-hour requirement in the standard resident producer path, though preparatory coursework is recommended. Confirm the current position with the Division of Insurance.
Continuing education
24 hours every two-year license term including 3 hours of ethics, with NO MORE THAN 8 hours in management, marketing, sales and training. A maximum of 8 excess credit hours may be carried forward. A course may not be taken for credit more than once in a 2-year term. The FIRST renewal is not due until the licensee has been licensed for at least 24 months. CE is not required for title, bail bond or credit producer licenses.
License term
2 years, on the last day of the birth month by odd or even birth year
Regulator
The Alaska Division of Insurance oversees licensing, headed by a Director leading the Division of Insurance within the Department of Commerce, Community and Economic Development.
Alaska Life and Health Insurance Guaranty Association
If an insurer fails, these are the limits that apply to Alaska policyholders. Verified against the NOLHGA state-by-state table dated 1 June 2025.
| What is protected | Limit |
|---|---|
| Life insurance death benefit | $300,000 |
| Life insurance cash surrender value | $100,000 |
| Hospital, medical, surgical, or major medical | $500,000 |
| Disability income and long-term care | $300,000 |
| Other health insurance benefits | $100,000 |
| Annuity benefits (present value) | $250,000 |
The Study Guide
Written for Alaska, not for everyone.
Every rule explained in ordinary English before the terminology arrives. If two things are easy to confuse, we tell them apart in a sentence. No insurance background assumed.
You get two PDFs: a study guide that teaches the material, and a practice exam whose answer key explains why each answer is right. Printable flashcards, a master sheet of every number worth memorizing, and a four-week study plan are included.
Twisting versus churning. Twisting involves lying to move a customer, usually to a different company. Churning happens inside the same company and is about generating commission. If the question mentions misrepresentation, it is twisting. If it mentions the same insurer, it is churning.
Alaska insurance exam questions, answered
How many questions are on the Alaska insurance license exam?
The combined life and health exam has 90 scored questions. You need 63 correct to pass at 70%, which means you can miss 27.
What is the passing score for the Alaska insurance exam?
70%. That works out to 63 correct answers out of 90 scored questions.
Who administers the Alaska insurance license exam?
Pearson VUE, on behalf of the Alaska Division of Insurance.
Does Alaska require prelicensing education?
Available guidance does not set a prelicensing-hour requirement in the standard resident producer path, though preparatory coursework is recommended. Confirm the current position with the Division of Insurance.
How much continuing education does Alaska require?
24 hours every two-year license term including 3 hours of ethics, with NO MORE THAN 8 hours in management, marketing, sales and training. A maximum of 8 excess credit hours may be carried forward. A course may not be taken for credit more than once in a 2-year term. The FIRST renewal is not due until the licensee has been licensed for at least 24 months. CE is not required for title, bail bond or credit producer licenses.
Is there a Alaska life-only or health-only exam?
Yes. Life only is 90 scored questions, 63 to pass.
How much does a Alaska study guide cost?
A single-line guide is $9.99 and the combined life and health guide is $19.99. Each includes a study guide and a practice exam with a full answer key.
These are independent study aids. They are not state-approved prelicensing education courses and do not satisfy any state prelicensing requirement. They are not affiliated with any exam vendor or state insurance regulator. All practice questions are original. We publish no pass-rate claim and make no guarantee of any exam result. Content verified as of August 2026 — confirm current requirements with the Alaska Division of Insurance.