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Michigan Insurance Licensing Exam
Free Michigan Life & Health Study Guide and Practice Exam
Written in plain English for the Michigan exam, with a timed practice exam, flashcards and a four-week study plan. Free: we email you the download link as soon as you sign up.
The study guide
Michigan's exam blueprint and insurance code, with every term explained in plain English before the formal language.
A timed practice exam
Matched to Michigan's question count and passing score. The answer key explains why each answer is right and tags every question by section, so you can see where to focus.
Flashcards and a four-week study plan
Printable, plus a one-page sheet of the key numbers.
The Michigan exam, in numbers
The guide and the practice exam are written to these figures. Confirm your own exam details with Michigan's testing provider before you sit it.
| Exam | Scored questions | Correct answers needed | Passing score |
|---|---|---|---|
| Life & Health | 150 | 113 | 75% |
| Life only | 100 | 72 | 72% |
| Health only | 100 | 75 | 75% |
More on the Michigan exam: Michigan insurance license exam facts.
How it reads
Elimination period. Think of it as a deductible measured in time. A longer wait means a cheaper policy. Benefits are not paid retroactively for those days.
Questions
Is it really free?
Yes. The study guide, the practice exam and the flashcards are free. We ask for your email address, the exam you are taking and, if you know it, your exam date.
What do you do with my email address?
We use it to give you the guide and, only if you tick the box, to send study tips and reminders up to your exam. We do not sell it. Texts and agency introductions happen only if you tick those boxes too, and an agency hears about you only after you approve it.
Is this a state-approved prelicensing course?
No. These are study aids, not a state-approved prelicensing course. Where Michigan requires prelicensing education, take an approved course as well.
Do you guarantee a result?
No. The guide is a study aid. We make no pass-rate claims and no guarantee of any exam result.